This is a solicitation of insurance. Contact will be made by an insurance agent or insurance company. Health IQ is not connected with or endorsed by the U.S. Government or the federal Medicare program. “Special/lower rate” is defined in the context of the advertising as an exclusive individual rate that no other broker can provide.

The special rate Medicare Supplement Insurance (“Medigap”) plan is available for those who meet the applicable underwriting criteria. No underwriting applies during Medigap open enrollment or guaranteed issue periods. Medigap plans are available to those age 65 and older enrolled in Medicare Parts A and B and, in some states, to those under age 65 eligible for Medicare due to disability or end-stage renal disease. Health IQ does not offer special rate Medicare Advantage products.

Products are subject to exclusions, limitations and terms. Coverage and special rates are subject to verification and underwriting approval. Products may not be available in all states and product features may vary by state.

Doctor choice requires that doctor is in network or that beneficiary has a plan with out-of-network benefits. Out-of-pocket costs may be higher for out-of-network benefits. Plan availability varies by region and state.

For a complete list of available plans, please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult www.medicare.gov.

Estimated rates and savings are non-binding, subject to change, and based on a hypothetical customer profile that may be different than yours. Your specific rate and savings will vary based on individual circumstances, including age, gender, height, weight, health, location, issuing insurer, coverage amount, time of purchase, and other factors. For more information on how we calculate estimated rates and savings, please see our Advertising Disclosures.

”Special rate” is defined in the context of the advertising as an exclusive individual rate that no other broker can provide. The special rate Medigap product is offered through Health IQ by a leading insurance carrier; special rates for Medigap plans are not available with any other carrier.

(1) Estimated savings based on average annual savings for a 68-year-old, non-smoking female purchasing Medicare Supplement Plan G through Health IQ, and calculated by comparing the average market price for a Plan G policy for her in TX, IL, MD, NC, MI, LA, IN, NV, NM, KS, IA, NE, WY, SD against what she would pay for a (V2) preferred special rate policy available through Health IQ in those states. She will save 43% or $881 (monthly premium x 12) per year or $4140.70 over the lifetime of the policy (calculated by multiplying annual savings of $881 by estimated 4.7 year average policy life). Rates include household discount where available.

(2) Savings Up To is the highest savings % for a 50 year old male, non-tobacco user between Bankers Special Rate and the retail rate of other available final expense carriers offered at this time.

(3) Savings calculated based on comparing average prices in AZ, for men and women ages 50+ with Good to Excellent credit history, from leading insurance companies with exclusive discount available through Health IQ. He/She will save 40% or $580.80 (monthly premium x 12) per year or $3,484.80 over the lifetime of the policy (calculated by multiplying annual savings of $580.80 by estimated 6 year average policy life). Actual savings may vary.

(4) HealthAffairs. (2015, March). When Patient Activation Levels Change, Health Outcomes And Costs Change, Too. Retrieved January 24, 2022. For full reference, click here.

(*) Trustpilot rating for Health IQ as of 12/15/2021 is 4.9 out of 5.